ATime4Everything

Cash Envelope System Wallets for every budget!

Spokane Valley, Washington
22,434 Sales

Top shop for gifts.

Buyers bought gifts from this shop and gave them 5-star reviews!

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Note from shop owner

Last updated on Dec 1, 2022

My shop is temporarily closed.

Melissa Kaiserman

Contact shop owner

Melissa Kaiserman

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About ATime4Everything

Sales 22,434
On Etsy since 2011

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Envelope System Wallets that Put the Beauty in Budgeting!

Shop members

  • Melissa

    Owner, Maker, Designer

    I like to play with pretty fabric and see people get - and stay - out of debt. The products I design & make represent the union of those two passions. I firmly believe living on a budget can be done with joy and style!

  • Dave

    Assistant, Husband Extraordinaire

    Melissa does all of the designing, fabric cutting, and actual sewing, and Dave takes care of the multiple intermediary tasks that she finds tedious. A perfect match!

Shop policies

Last updated on January 23, 2023

Accepted payment methods

Paypal Visa Mastercard Discover Apple Pay Klarna Giftcard
Accepts Etsy Gift Cards and Etsy Credits

Returns & exchanges

See item details for return and exchange eligibility.

Cancellations

Cancellations: accepted

Request a cancellation: within 2 days of purchase

Privacy

This Privacy Policy describes how and when I collect, use, and share information when you purchase an item from me, contact me, or otherwise use my services through Etsy.com or its related sites and services.

This Privacy Policy does not apply to the practices of third parties that I do not own or control, including Etsy or any third party services you access through Etsy. You can reference the Etsy Privacy Policy to learn more about its privacy practices. https://www.etsy.com/legal/privacy

Information I Process

To fulfill your order, you must provide me with certain information (which you authorized Etsy to provide to me), such as your name, email address, postal address, payment information (method only - I have no access to credit or debit card information), and the details of the product that you’re ordering. You may also choose to provide me with additional personal information (for a custom order, for example), if you contact me directly.

Why I Need Your Information and How I Use It

I rely on a number of legal bases to collect, use, and share your information, including:

- as needed to provide my services, such as when I use your information to fulfill your order, to settle disputes, or to provide customer support;
- when you have provided your affirmative consent, which you may revoke at any time, such as by signing up for my mailing list;
- to provide targeted advertising that may be of interest to you (you may opt out or adjust preferences here: https://www.facebook.com/settings/?tab=ads);
- if necessary to comply with a legal obligation or court order or in connection with a legal claim, such as retaining information about your purchases if required by tax law; and as necessary for the purpose of my legitimate interests, if those legitimate interests are not overridden by your rights or interests, such as 1) providing and improving my services. I use your information to provide the services you requested and in my legitimate interest to improve my services; and 2) compliance with the Etsy Seller Policy and Terms of Use. I use your information as necessary to comply with my obligations under the Etsy Seller Policy and Terms of Use.

Information Sharing and Disclosure

Information about my customers is important to my business. I share your personal information for very limited reasons and in limited circumstances, as follows:

- Etsy. I share information with Etsy as necessary to provide you my services and comply with my obligations under both the Etsy Seller Policy and Etsy Terms of Use.
- Service providers. I engage certain trusted third parties to perform functions and provide services to my shop, such as delivery companies. I will share your personal information with these third parties, but only to the extent necessary to perform these services.
- Business transfers. If I sell or merge my business, I may disclose your information as part of that transaction, only to the extent permitted by law.
- Compliance with laws. I may collect, use, retain, and share your information if I have a good faith belief that it is reasonably necessary to: (a) respond to legal process or to government requests; (b) enforce my agreements, terms and policies; (c) prevent, investigate, and address fraud and other illegal activity, security, or technical issues; or (d) protect the rights, property, and safety of my customers, or others.

Data Retention

I retain your personal information only for as long as necessary to provide you with my services and as described in my Privacy Policy. However, I may also be required to retain this information to comply with my legal and regulatory obligations, to resolve disputes, and to enforce my agreements. I generally keep your data for the following time period: 4 years.

Your Rights

If you reside in certain territories, including the EU, you have a number of rights in relation to your personal information. While some of these rights apply generally, certain rights apply only in certain limited cases. I describe these rights below:

- Access. You may have the right to access and receive a copy of the personal information I hold about you by contacting me using the contact information below.
- Change, restrict, delete. You may also have rights to change, restrict my use of, or delete your personal information. Absent exceptional circumstances (like where I am required to store data for legal reasons) I will generally delete your personal information upon request.
- Object. You can object to (i) my processing of some of your information based on my legitimate interests and (ii) receiving marketing messages from me after providing your express consent to receive them. In such cases, I will delete your personal information unless I have compelling and legitimate grounds to continue using that information or if it is needed for legal reasons.
- Complain. If you reside in the EU and wish to raise a concern about my use of your information (and without prejudice to any other rights you may have), you have the right to do so with your local data protection authority.

How to Contact Me

If you have any questions or concerns, you may contact me at melissa [!at] atimeforeverything.net. Alternately, you may mail me at:

Melissa Kaiserman | 1820 S Early Dawn Dr | Spokane Valley, WA 99037
See this Seller Handbook article for a sample privacy policy you can customize for your shop.

More information

Last updated on May 10, 2022

Frequently asked questions

How long will it take you to make my order?

Processing time depends on what you have purchased and does not include time in transit. It is the time from when the order is placed to when it is shipped.

~Divide-It Wallets shown with a picture of a finished product: 1-2 business days
~Divide-It, Zip-It, planner items, kids give-save-spend sets or trifolds, and accessories (all in choice of fabric): Up to 1 week
~Organize-It Wallets: 1-2 weeks

"Business days" are M - F (excluding holidays) rather than actual calendar days.

When will my order ship?

The shipping date is calculated based on the item in your order with the longest processing time, does not include weekends, and is found on your invoice.

Where can I find your fabric choices?

The link is in each product description for choice of fabric items, but in case you missed it, the selection can be found here: http://bit.ly/fabricgallery.

Please specify your choice in the note at checkout.

How do I subscribe to your email list?

I'm so glad you asked! I don't have sales very often, but when I do, my subscribers definitely get the best deals. :)

You can sign up here: http://bit.ly/ATimeforEverything