Category Archives

Cultivating Financial Freedom Wrap Up

Today I’m wrapping up the Cultivating Financial Freedom Series. During the month of September, I shared my debt free journey and walked you though the steps you need to take to become financially free as well.  I covered all of the budgeting basics.  Below are the five blog posts (with links) I shared this Read More

5 Financial Books Everyone Should Read

Cultivating Financial Freedom begins with the person looking back at you in the mirror. The decisions you make determine your future and what you choose to read, watch, and surround yourself with all have a major influence on your financial life.  So you must choose wisely. These 5 books have greatly influenced my Read More

10 Simple Ways to Save Money

Stretching your weekly budget and getting out of debt takes creativity and will power. The little things you do every day will determine whether or not you will succeed.  Here are 10 simple ways to save money so your budget will go further and you can finally get out of Read More

The Cash Envelope System

As we continue our Cultivating Financial Freedom series, we’re moving on to part 3 – The Cash Envelope System. The cash envelope system is a way to manage your money that is conducive to saving. In place of credit or debit cards, you simply pay with cash. For some reason, Read More

Create A Written Budget

Step 2 of Cultivating Financial Freedom is learning how to create a written budget. If you missed step 1, setting financial goals, click here. Don’t skip the first step! You will need that in order to succeed with the rest. Today it’s all about your budget. The single most important thing you can do to change your financial Read More

Set Financial Goals with Debt Free Charts

The first step to financial freedom is setting goals. What do you hope to accomplish? Where do you want to be in one year, five years, at retirement? Do you want to buy a home? My husband and I want to pay off our mortgage in two years and retire Read More

Cultivating Financial Freedom

Welcome to A Bowl Full of Lemons. During the month of September, I will be sharing our journey towards financial independence and hopefully inspire you to do the same. But before I begin, I must warn you that I am not a financial advisor and my college degree doesn’t have anything Read More

Cash Envelope System Wallet Giveaway

  CASH ENVELOPE SYSTEM WALLET GIVEAWAY Do you use the cash envelope system of budgeting? Does your method leave a lot to be desired in terms of looks or organization? Maybe it’s time to throw away the paper envelopes or plastic organizers that crack and fall apart and budget in Read More

How Pinterest Can Help Your Budget

  When you think of Pinterest, what comes to mind? DIY, crafts, recipes, decor, and inspiration are probably some of the first things that pop into your head. But did you know that Pinterest can be a great tool when it comes to budgeting? Browsing Pinterest doesn’t have to result Read More

Purge Day 10: Bills

    Today isn’t the most exciting purge, but it’s one that’s probably the most important.  Don’t skip it because you are overwhelmed or knee deep in debt.  Face the task head on and get it done!  You can do it!  Today is the day.       Purge Day Read More

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