Tag Archives: envelope system

Planning for a Debt-free Christmas

  One thing that we know for certain: Christmas will be here in exactly 18 weeks. One thing that may not be clear: Who will be celebrating it free of gift-giving debt. It’s much more joyful and peaceful to move into and out of the holidays without having to worry Read More

Household Budgeting: Day 5 – Cash Spending

  Today is our final step to setting up a household budget:  Cash Spending. Our goal for this step is to create a budget for our necessary weekly spending. Over the last 4 days, we have completed the following…   Day #1 – Assemble your Binder Day #2 – Record of Accounts & Read More

Part 2 – organize your finances week… (creating an envelope system)

Yesterday your challenge was to create a budget!  Utilizing a budget is the first step towards financial freedom.  If you can STICK WITH your monthly budget, you will start to see your rewards of diligent planning turn into a beautiful debt free life. Today I am going to share how to Read More

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