About Melissa Kaiserman
Melissa is passionate about people living within their means and becoming--and remaining--debt-free. She is the owner of A Time for Everything, which includes both a shop where she sells handmade cash envelope system wallets and accessories, and a blog where she writes about frugal living, creating, and life in general. She's been blogging since 2007 and making pretty wallets since 2011.
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Back to School on a Budget
Going back to school can be overwhelming for a budget if you don’t have a plan. Here are a few tips for managing those expenses so that they don’t manage you. via freedigitalphotos.net 1. Delay the purchase of some school supplies If your kids are in public or private Read More
Don’t Take a Vacation From Your Budget!
Going on vacation is often the undoing of budgets in the summer months, but it doesn’t have to be that way! Here are some tips for helping you stick to a spending plan when you’re off having fun. Scope out deals ahead of time. If you know Read More
Summer snacking on a budget
I have four younger brothers, and I distinctly remember how when they were teenagers, they would stand in front of the fridge with the door open and ask, “What’s there to eat?” All. The. Time. Now my two oldest boys are doing the same thing. But they’re not Read More
Teaching Young Children to Manage Money
Some of us were raised in homes where financial responsibility was modeled, but others of us have had to learn the hard way. If we want our children to start learning some of the financial principles that we may not have grasped until we were adults, it’s best to Read More
