Search results for: budget

Mini Organizing Challenge – Budget (& mail) Drawer

  A Bowl Full of Lemons mini organizing challenges are created to help you get your house in order, a little at a time. To find the past challenges, visit here.  Last month, we created a Household Budget Binder.  Today, your mini challenge is to create a designated “Budget Drawer” Read More

Budgeting Giveaway Winners…

The winners for the Budgeting Giveaway are as follows:   1.  Dave Ramsey FPU 9 week Class & Kit – Sue Clabaugh (Comment #14,155) 2. Dave Ramsey All in One Value Pack – Beverly Compere (Comment #3,160) 3. A Time For Everything Envelope System & Pouch – Karen Spillane (Comment Read More

Budgeting Giveaway…

  For the last 5 days, I have taught you how to organize a household budget, by setting up a Budget Binder. Day #1 – Assemble your Binder Day #2 – Record of Accounts & Monthly Due Date Schedule Day #3 – Income & Debt Tracking Day #4 – Annual Read More

Household Budgeting: Day 5 – Cash Spending

  Today is our final step to setting up a household budget:  Cash Spending. Our goal for this step is to create a budget for our necessary weekly spending. Over the last 4 days, we have completed the following…   Day #1 – Assemble your Binder Day #2 – Record of Accounts & Read More

Household Budgeting: Day 4 – Annual & Monthly Expenses

Day 4 – Budgeting Annual & Monthly Expenses Today we will be going through all of our expenses to calculate the amount due each month (and payday).   If the amount due varies each month, you can either leave it blank or estimate the amount for your budget (I estimate).  Read More

Household Budgeting: Day 3 – Income & Debt Tracking

Day 3 – Income & Debt Tracking In order to manage your monthly budget effectively, you should have a good idea of what your income will be.  For some, this is difficult because your paychecks fluctuate.  Keeping a good record of your income for the year will help.   The Read More

Household Budgeting: Day 2 – Record of Accounts

Budgeting & finances are not the most “exciting” task to accomplish.  But if you get your finances organized, it can be more bearable.  If you are struggling to pay your bills, or if you couldn’t tell me how much you owe on your debts, you especially need to go through Read More

Household Budgeting: Day 1 – Assemble your Binder

  Welcome to A Bowl Full of Lemons “2013 Budgeting Series”.  This week I will help you get your budget planned & organized and help you create a system that will get you out of debt. We will be organizing it one step at a time. If you already have a Read More

Budget Binder: Household Budgeting Planner

    Is your spending spiraling out of control?  Are your bills piling up with no organized way to track or pay them? I created a manageable way for you to get control of your household budget with my “Budget Binder: Household Budgeting System”.  The system includes everything you need Read More

Budgeting Percentages…

Once you’ve established a budget for your household, you may wonder whether or not the amounts you’ve set are reasonable. After all, you don’t want to fall back into bad habits of overspending in certain areas, and you most likely want to be paying down debt at a manageable pace Read More